HealthcarePolicy

Major Health Insurers Expand ACA Marketplace Reach Amid Federal Subsidy Uncertainty

Despite ongoing federal shutdown and uncertainty around Affordable Care Act tax credits, major health insurers are expanding their Obamacare marketplace presence. Companies including Oscar Health and UnitedHealthcare are entering new states and counties for the 2026 benefit year.

Insurers Push Forward with ACA Expansion

Major health insurance providers are significantly expanding their Affordable Care Act marketplace footprint for 2026 despite congressional gridlock over tax credit extensions that could cause premium spikes, according to industry reports. Cigna, UnitedHealthcare, and Oscar Health are among companies moving into new geographic markets and offering additional plan options while a federal government shutdown enters its third week.